What you pay
$0
Every feature, every month. Forever.
- No monthly fee
- No setup fee
- No per-deal fees
- No processing fees taken from your payout
Pricing
Free for dealers.
Always.
No monthly fee, no setup fee, and no per-deal fees. Your customer covers a small fee on online payments, so your payout is never reduced.
Simple and transparent
Who pays what.
What your customer pays
A small fee on each online payment, paid by the customer on top of the payment amount.
ACH bank transfer$6.95per payment
Credit or debit card$6.95 + 3%per payment
Cash or check recorded in personNo fee
Customer fees are never deducted from your payout — you receive the full payment amount.
No tiers. No add-ons.
Everything included.
Every dealer gets every feature. There's nothing to upgrade to.
- Deal WizardGuided deal entry that eliminates paperwork errors
- Payment SchedulesAmortization with APR and daily compounding interest
- Mid-Loan ProductsAdd warranties, GAP, or post-sale repairs to any active loan
- Online PaymentsCustomers pay with card or ACH bank transfer via Stripe
- Automatic RemindersEmail, SMS, and AI-assisted phone call reminders
- Custom MessagesSend personalized nudges to any customer, any time
- Overdue AlertsKnow immediately when someone misses a payment
- Customer PortalBuyers check their balance and pay on their own time
- Dealer DashboardSnapshot of every account, with drill-down on each tab
- Multi-LocationManage multiple lots from one account
- Staff PermissionsControl who on your team can do what
- Repossession TrackingLock accounts and maintain a full audit trail
- Audit LogEvery action recorded for compliance and peace of mind
- Mobile-Ready APIAccess your data from anywhere
- Default PredictorA risk indicator for each customer's likelihood of default
How much does Fast Pay cost?
Nothing. Fast Pay is free for dealers — always. There's no monthly software fee, no setup fee, and no per-deal fee.
Are there per-transaction or per-deal fees?
Not for you. Your customer pays a $6.95 fee on each online payment, plus 3% of the payment amount when they pay by card. ACH bank payments are $6.95 only. Cash or check payments you record in person have no fee. These fees are paid by the customer and never deducted from your payout.
Do texts and AI-assisted phone calls cost extra?
No. Email, text, and AI-assisted phone call follow-up are included at no extra charge.
Is there a trial period or setup fee?
There's no trial because there's nothing to pay for — Fast Pay is free for dealers. There's no setup fee either, and onboarding help and data migration are free.
What's included?
Everything. Every dealer gets every feature — the deal wizard, payment schedules, online payments, automatic reminders and AI-assisted collection calls, the customer portal, the dealer dashboard, the default predictor, repossession tracking, and the audit log. There are no paid tiers or add-ons.
Ready to get started?
Fast Pay is free for dealers. Request a demo and we'll get you set up.